Emigrant Bank Fine Art Finance | When Art Financing Makes Sense

Art Dealers

"When you pay high for
the priceless, you're
getting it cheap."

— Lord Duveen of Millbank

Emigrant Bank Fine Art Finance offers loans designed to help art dealers increase their purchasing power and improve their competitive position. We lend funds for up to 20 years, allowing our clients to avoid rollover risk by arranging multi-year financing. Art dealers can facilitate sales by offering financing to buyers so they can pay over time. In addition, art dealers can attract consignments by offering art owners advances in anticipation of a sale.

“I borrowed against my existing inventory and used the funds to take advantage of buying opportunities.”

“My client would like to buy art from me, but she wants to pay over time. Emigrant Bank Fine Art Finance helped her secure financing, so I got paid upfront.”

“Borrowing for up to 20 years allowed me to take my gallery in a whole new direction.”

“My cash needs fluctuate throughout the year. I borrowed against my inventory, and now I have the liquidity to smooth out my cash flows.”

“A museum is interested in a work I am selling, but the trustees want to pay for the purchase over time. They secured financing from Emigrant Bank Fine Art Finance, so I was paid right away.”

“I borrowed funds to buy out my partner’s share of the gallery.”