How much will you lend me? Our minimum loan size is $1 million. Generally, we will lend up to 50% of the value of the collateral. How long does it take to arrange a loan? We close most loans within 30 days of receiving all required information from the borrower. Do I keep possession of my art? Yes. In most cases, clients residing in the United States and Canada retain possession of their art. In other countries, the collateral can be stored in a specialist fine art storage facility or can be on loan to a museum. Do you work with clients’ advisors? Yes. We often work with private bankers, wealth managers, accountants, attorneys and art advisors. Do you offer customized loan programs? Yes. Emigrant Bank Fine Art Finance can tailor a loan to meet your specific needs. Do you lend internationally? Yes. We originate loans to borrowers in the US, Canada, United Kingdom, and Europe, as well as in select countries in Asia and South America. How much do you charge? We offer competitive bank interest rates. The specific rate depends on the financial strength of the borrower, the quality and diversity of the collateral and the loan terms and structure. I am concerned about privacy. How secure will my personal information be? Emigrant Bank Fine Art Finance is a subsidiary of Emigrant Bank (Member FDIC, founded 1850), a government-regulated, FDIC-insured bank that maintains the highest standards of confidentiality.